Fortunately, most insurers recognize that substance use disorders are treatable conditions, and that effective treatment will result in the healthier lives of their members. Most policies now include benefits for outpatient, inpatient, mental health and family care, and each visit is typically subject to a copay in the $10 to $20 range. We accept most commercial insurances, and make special arrangements for people whose insurance we do not accept or who don’t have insurance benefits.